Business Credit Cards

Business credit cards work in the same manner as personal credit cards. They allow purchases to be made of services or goods, either physically or over the phone or Internet. More…

There are several differences between a credit card used for business and one used for personal needs. Just as it is not appropriate to use personal money or a personal credit card to buy something for a business, it is not appropriate to use a business credit card to money to do the opposite. On the other hand, there are many successful businesses today that used strictly credit to get started and most of that credit was the personal credit of the cardholder.

Changing over to a business credit card is extremely beneficial after a company is established. In order to do this, you will need to obtain an Australian Business Number. Simply go to the appropriate government website to apply for one of these, and then apply for a business credit card with the number and the name of your company.

Credit Card Interest Rate (pa) Balance Transfer Cash Advance Rate (pa) Interest Free
(Up to)
Annual Fee

CitiBusiness Gold Card

  • visa
With the CitiBusiness Gold Card you get an Introductory Interest Rate of 0% pa for 4 months then 20.74% pa thereafter.
With the CitiBusiness Gold Card you get a Balance Transfer Rate of 0% pa for 4 months then any outstanding transferred balance will revert to Cash Advance Rate.
With the CitiBusiness Gold Card you get a 21.49% pa Cash Advance Rate.
With the CitiBusiness Gold Card you get up to 55 Interest Free days.
The CitiBusiness Gold Card has a $149 Annual Fee.
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