BP-Citi MasterCard
General Details
Interest Rate
20.89% pa
Balance Transfer Rate
Balance Transfer Period
6 months
Cash Advance Rate
21.39% pa
Interest Free Days (Up to)
55
Annual Fee
$89
Features
- Introductory Offer
- Balance Transfer Offer
- Low Interest Rate
- Business Credit Card
- Rewards Program
- Frequent Flyer Program
- Sign Up Bonus
- Cash Back Offer
- Gold Card
- Platinum Card
Other Things You Should Know
Additional Card Holder
Minimum Credit Limit
$2,000
Maximum Credit Limit
$25,000
Minimum Repayment
2%/$30
Cash Advance Fee - Australia
Cash Advance Fee - Overseas
$5
Foreign Transaction Fee
3.4%
Duplicate Statement Fee
$7
Late Payment Fee
$10
Over Limit Fee
$40
Dishonour Fee
$15
Transaction Verification Fee
$8
Minimum Requirements
Resident/Citizen
Australia
Minimum Age
18
Taxable Income
$25,000
Credit Rating
Good
Credit Card Comparison
The following table shows how the BP-Citi MasterCard compares with The "Average" Credit Card (its values are calculated using data from BalanceTransferCreditCards.com.au)| Credit Card | Interest | Balance Transfer | Cash Advance | Interest | Annual | ||
|---|---|---|---|---|---|---|---|
| Rate (pa) | Rate (pa) | Period | Rate (pa) | Free (up to) | Fee | ||
| BP-Citi MasterCard | 20.89% | 0% | 6 months | 21.39% | 55 days | $89 |
 | The "Average" Credit Card | 18% | 2% | 6 months | 21% | 51 days | $126 |
