HSBC Credit Card
General Details
Interest Rate
17.99% pa
Balance Transfer Rate
0% pa
Balance Transfer Period
6 months
Cash Advance Rate
21.99% pa
Interest Free Days (Up to)
55
Annual Fee
$0
Features
- Introductory Offer
- Balance Transfer Offer
- Low Interest Rate
- Business Credit Card
- Rewards Program
- Frequent Flyer Program
- Sign Up Bonus
- Cash Back Offer
- Gold Card
- Platinum Card
Other Things You Should Know
Additional Card Holder
Minimum Credit Limit
$1,000
Maximum Credit Limit
Minimum Repayment
3%/$20
Cash Advance Fee - Australia
Cash Advance Fee - Overseas
Foreign Transaction Fee
3%
Duplicate Statement Fee
$8
Late Payment Fee
$30
Over Limit Fee
$30
Dishonour Fee
$15
Transaction Verification Fee
$10
Minimum Requirements
Resident/Citizen
Australia
Minimum Age
18
Taxable Income
$20,000
Credit Rating
Good
Credit Card Comparison
The following table shows how the HSBC Credit Card compares with The "Average" Credit Card (its values are calculated using data from BalanceTransferCreditCards.com.au)| Credit Card | Interest | Balance Transfer | Cash Advance | Interest | Annual | ||
|---|---|---|---|---|---|---|---|
| Rate (pa) | Rate (pa) | Period | Rate (pa) | Free (up to) | Fee | ||
| HSBC Credit Card | 17.99% | 0% | 6 months | 21.99% | 55 days | $0 |
 | The "Average" Credit Card | 18% | 2% | 6 months | 21% | 51 days | $126 |
