Westpac Earth Gold Card
General Details
Interest Rate
19.99% pa
Balance Transfer Rate
0.99% pa
Balance Transfer Period
6 months
Cash Advance Rate
21.49% pa
Interest Free Days (Up to)
45
Annual Fee
$125
Features
- Introductory Offer
- Balance Transfer Offer
- Low Interest Rate
- Business Credit Card
- Rewards Program
- Frequent Flyer Program
- Sign Up Bonus
- Cash Back Offer
- Gold Card
- Platinum Card
Other Things You Should Know
Additional Card Holder
Minimum Credit Limit
$5,000
Maximum Credit Limit
$75,000
Minimum Repayment
2%/$10
Cash Advance Fee - Australia
Cash Advance Fee - Overseas
Foreign Transaction Fee
Duplicate Statement Fee
$7.50
Late Payment Fee
$9
Over Limit Fee
$9
Dishonour Fee
$9
Transaction Verification Fee
Credit Card Comparison
The following table shows how the Westpac Earth Gold Card compares with The "Average" Credit Card (its values are calculated using data from BalanceTransferCreditCards.com.au)| Credit Card | Interest | Balance Transfer | Cash Advance | Interest | Annual | ||
|---|---|---|---|---|---|---|---|
| Rate (pa) | Rate (pa) | Period | Rate (pa) | Free (up to) | Fee | ||
| Westpac Earth Gold Card | 19.99% | 0.99% | 6 months | 21.49% | 45 days | $125 |
 | The "Average" Credit Card | 18% | 2% | 7 months | 21% | 52 days | $125 |
