Westpac Low Rate Credit Card
General Details
Interest Rate
Balance Transfer Rate
0% pa
Balance Transfer Period
6 months
Cash Advance Rate
21.49% pa
Interest Free Days (Up to)
55
Annual Fee
$45
Features
- Introductory Offer
- Balance Transfer Offer
- Low Interest Rate
- Business Credit Card
- Rewards Program
- Frequent Flyer Program
- Sign Up Bonus
- Cash Back Offer
- Gold Card
- Platinum Card
Other Things You Should Know
Additional Card Holder
Minimum Credit Limit
$1,000
Maximum Credit Limit
$75,000
Minimum Repayment
2%/$10
Cash Advance Fee - Australia
Cash Advance Fee - Overseas
Foreign Transaction Fee
3%
Duplicate Statement Fee
$7.50
Late Payment Fee
$9
Over Limit Fee
$9
Dishonour Fee
$9
Transaction Verification Fee
Credit Card Comparison
The following table shows how the Westpac Low Rate Credit Card compares with The "Average" Credit Card (its values are calculated using data from BalanceTransferCreditCards.com.au)| Credit Card | Interest | Balance Transfer | Cash Advance | Interest | Annual | ||
|---|---|---|---|---|---|---|---|
| Rate (pa) | Rate (pa) | Period | Rate (pa) | Free (up to) | Fee | ||
| Westpac Low Rate Credit Card | 13.49% | 0% | 6 months | 21.49% | 55 days | $45 |
 | The "Average" Credit Card | 18% | 2% | 6 months | 21% | 51 days | $126 |
