No Annual Fee Credit Cards

There is a terrific option available for those people who really want to have a credit card but have no desire to pay any fees on a monthly basis just to have the card: no annual fee credit cards. As opposed to other cards that will charge you if you use them or not, there are no ongoing fees for the year with no annual fee credit cards. More…

In addition to not having an annual fee, this card will also typically provide a lower interest rate in comparison to standard credit cards. On occasion, some will provide a 0% starting interest rate which is great for people who want to find a card for a balance transfer, or just to use as an everyday spending card.

Credit Card Interest Rate (pa) Balance Transfer Cash Advance Rate (pa) Interest Free
(Up to)
Annual Fee

Bankwest Zero Gold MasterCard

  • mastercard
With the Bankwest Zero Gold MasterCard you get an Introductory Interest Rate of 1.00% pa for 6 months then 17.99% pa thereafter.
With the Bankwest Zero Gold MasterCard you get a Balance Transfer Rate of 4.99% pa for 9 months.
With the Bankwest Zero Gold MasterCard you get a 18.99% pa Cash Advance Rate.
With the Bankwest Zero Gold MasterCard you get up to 55 Interest Free days.
The Bankwest Zero Gold MasterCard has a $0 Annual Fee.

Bankwest Zero MasterCard

  • mastercard
With the Bankwest Zero MasterCard you get an Introductory Interest Rate of 1.00% pa for 6 months then 17.99% pa thereafter.
With the Bankwest Zero MasterCard you get a Balance Transfer Rate of 4.99% pa for 9 months.
With the Bankwest Zero MasterCard you get a 18.99% pa Cash Advance Rate.
With the Bankwest Zero MasterCard you get up to 55 Interest Free days.
The Bankwest Zero MasterCard has a $0 Annual Fee.

Bankwest Zero Platinum MasterCard

  • mastercard
With the Bankwest Zero Platinum MasterCard you get an Introductory Interest Rate of 1.00% pa for 6 months then 17.99% pa thereafter.
With the Bankwest Zero Platinum MasterCard you get a Balance Transfer Rate of 4.99% pa for 9 months.
With the Bankwest Zero Platinum MasterCard you get a 18.99% pa Cash Advance Rate.
With the Bankwest Zero Platinum MasterCard you get up to 55 Interest Free days.
The Bankwest Zero Platinum MasterCard has a $0 Annual Fee.

HSBC Credit Card

  • visa
With the HSBC Credit Card you get a 17.99% pa Interest Rate.
With the HSBC Credit Card you get a Balance Transfer Rate of 0% pa for 6 months.
With the HSBC Credit Card you get a 21.99% pa Cash Advance Rate.
With the HSBC Credit Card you get up to 55 Interest Free days.
The HSBC Credit Card has a $0 Annual Fee.

Virgin No Annual Fee Credit Card

  • visa
With the Virgin No Annual Fee Credit Card you get a 18.99% pa Interest Rate.
With the Virgin No Annual Fee Credit Card you get a Balance Transfer Rate of 2.90% pa for 6 months then any outstanding transferred balance will revert to Cash Advance Rate.
With the Virgin No Annual Fee Credit Card you get a 20.99% pa Cash Advance Rate.
With the Virgin No Annual Fee Credit Card you get up to 44 Interest Free days.
The Virgin No Annual Fee Credit Card has a $0 Annual Fee.
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