Rewards Credit Cards

People who show responsibility will find that reward program credit cards can give them chances at opportunities that can be exciting. As an alternative to a card that has been designed to lower the possibility of debt growing, reward program credit cards allow you to make money on how you use your credit card by avoiding interest usage period. Don’t think that the reward program cards are for you if you want to use them to take out cash advances or extend your finances – it does not work that way. More…

However, if you choose to make your payments within the allotted time period that is interest free, conveniently, reward program credit cards could possibly make your life more comfortable.

Pay off the balance on your credit card, make a purchase anywhere or at specific stores, and reward programs will let you gather points towards a goal, specific or not. If bonus points are available, they might be added by going to specific retailers, although those retailers tend to be high-end so that a customer base can be encouraged. Once you gotten a large number of reward points you can turn them in for different products and services, dependent on whatever your program offers. Only platinum and gold cards offer benefits that can work without using reward points; standard credit card reward programs typically don’t do that.

Listed below are some typical types of reward programs:

Petrol Rewards Program
Using your car on a regular basis is all it takes to benefit from this deal. Earning points is dependent on each program, but typically you can get free gas for them. A petrol rewards program can help you defray the cost of your daily commute.

Airline Miles or Frequent Flyer Miles Rewards Program
For every dollar that you spend, you can earn a specific number of points in this rewards programs and then later turn them in for airline miles. For those who want to go on holiday or vacation, this is perfect because the cash laid out is far less once the points are cashed in.

Cash Rebates or Cashback Rewards Program
Flexibility and options are more plentiful in this kind of credit card rewards program where you are able to spend your rewards. Rebates are given for spending, which in turn makes each purchase more valuable to you. Rather than picking something to turn in points for, you will get a specific percentage back of the money spent; either in cash, or in a credit to your card.

Free Car Rentals Rewards Program
For constant travelers, this is a great option to consider. When you are not able to bring your own or a company car, using this particular program can save you plenty of money on business trips.

Hotel and Dining Rewards Program
Credit cards that have this type of rewards program will definitely provide you with the things that you’re looking for if you prefer to give yourself a treat by checking into hotels or eating out at restaurants. Redeem the points available for a free room at a hotel on the list available or free dinner at one of the restaurants once you have the required number of points needed.

Points Rewards Program
Quite a few credit cards offer this type of rewards program, making it one of the most universal types of rewards programs that is offered currently. Each time you make a purchase, you will get a certain number of point that can be used to buy a selection of various items found in a rewards list.

Your credit card can be a source of pleasure by locating the right rewards program to suit your needs!

Credit Card Interest Rate (pa) Balance Transfer Cash Advance Rate (pa) Interest Free
(Up to)
Annual Fee

St.George Amplify Rewards Card

  • visa
With the St.George Amplify Rewards Card you get a 18.74% pa Interest Rate.
With the St.George Amplify Rewards Card you get a Balance Transfer Rate of 0.99% pa for 6 months.
With the St.George Amplify Rewards Card you get a 20.74% pa Cash Advance Rate.
With the St.George Amplify Rewards Card you get up to 55 Interest Free days.
The St.George Amplify Rewards Card has a $79 Annual Fee.

Bankwest More Platinum MasterCard

  • mastercard
With the Bankwest More Platinum MasterCard you get a 18.99% pa Interest Rate.
With the Bankwest More Platinum MasterCard you get a Balance Transfer Rate of 4.99% pa for 12 months.
With the Bankwest More Platinum MasterCard you get a 21.99% pa Cash Advance Rate.
With the Bankwest More Platinum MasterCard you get up to 55 Interest Free days.
The Bankwest More Platinum MasterCard has a $190 Annual Fee.

Bankwest More Gold MasterCard

  • mastercard
With the Bankwest More Gold MasterCard you get a 19.24% pa Interest Rate.
With the Bankwest More Gold MasterCard you get a Balance Transfer Rate of 4.99% pa for 12 months.
With the Bankwest More Gold MasterCard you get a 21.99% pa Cash Advance Rate.
With the Bankwest More Gold MasterCard you get up to 55 Interest Free days.
The Bankwest More Gold MasterCard has a $120 Annual Fee.

Bankwest More MasterCard

  • mastercard
With the Bankwest More MasterCard you get a 19.24% pa Interest Rate.
With the Bankwest More MasterCard you get a Balance Transfer Rate of 4.99% pa for 12 months.
With the Bankwest More MasterCard you get a 21.99% pa Cash Advance Rate.
With the Bankwest More MasterCard you get up to 55 Interest Free days.
The Bankwest More MasterCard has a $89 Annual Fee.

ANZ Rewards Credit Card

  • amex
  • visa
With the ANZ Rewards Credit Card you get a 19.74% pa Interest Rate.
With the ANZ Rewards Credit Card you get a 20.99% pa Cash Advance Rate.
With the ANZ Rewards Credit Card you get up to 44 Interest Free days.
The ANZ Rewards Credit Card has a $89 Annual Fee.

ANZ Rewards Platinum Card

  • amex
  • visa
With the ANZ Rewards Platinum Card you get a 19.74% pa Interest Rate.
With the ANZ Rewards Platinum Card you get a 20.99% pa Cash Advance Rate.
With the ANZ Rewards Platinum Card you get up to 55 Interest Free days.
The ANZ Rewards Platinum Card has a $149 Annual Fee.
  • mastercard
With the Woolworths Everyday Rewards Qantas Credit Card you get a 19.99% pa Interest Rate.
With the Woolworths Everyday Rewards Qantas Credit Card you get a 20.99% pa Cash Advance Rate.
With the Woolworths Everyday Rewards Qantas Credit Card you get up to 55 Interest Free days.
The Woolworths Everyday Rewards Qantas Credit Card has an Introductory Annual Fee of $0 for the 1st year then $89 thereafter.

Westpac Altitude Card

  • amex
  • visa
  • mastercard
With the Westpac Altitude Card you get a 19.99% pa Interest Rate.
With the Westpac Altitude Card you get a Balance Transfer Rate of 3.99% pa for 6 months.
With the Westpac Altitude Card you get a 21.59% pa Cash Advance Rate.
With the Westpac Altitude Card you get up to 45 Interest Free days.
The Westpac Altitude Card has a $100 Annual Fee.

Westpac Altitude Gold Card

  • amex
  • visa
  • mastercard
With the Westpac Altitude Gold Card you get a 19.99% pa Interest Rate.
With the Westpac Altitude Gold Card you get a Balance Transfer Rate of 3.99% pa for 6 months.
With the Westpac Altitude Gold Card you get a 21.59% pa Cash Advance Rate.
With the Westpac Altitude Gold Card you get up to 45 Interest Free days.
The Westpac Altitude Gold Card has a $150 Annual Fee.

Westpac Altitude Platinum Card

  • amex
  • visa
  • mastercard
With the Westpac Altitude Platinum Card you get a 19.99% pa Interest Rate.
With the Westpac Altitude Platinum Card you get a Balance Transfer Rate of 3.99% pa for 6 months.
With the Westpac Altitude Platinum Card you get a 21.59% pa Cash Advance Rate.
With the Westpac Altitude Platinum Card you get up to 45 Interest Free days.
The Westpac Altitude Platinum Card has a $295 Annual Fee.

CitiBusiness Gold Card

  • visa
With the CitiBusiness Gold Card you get an Introductory Interest Rate of 0% pa for 4 months then 20.74% pa thereafter.
With the CitiBusiness Gold Card you get a Balance Transfer Rate of 0% pa for 4 months then any outstanding transferred balance will revert to Cash Advance Rate.
With the CitiBusiness Gold Card you get a 21.49% pa Cash Advance Rate.
With the CitiBusiness Gold Card you get up to 55 Interest Free days.
The CitiBusiness Gold Card has a $149 Annual Fee.

BoQ Platinum Card

  • visa
With the BoQ Platinum Card you get a 20.74% pa Interest Rate.
With the BoQ Platinum Card you get a Balance Transfer Rate of 1.90% pa for 6 months then any outstanding transferred balance will revert to Cash Advance Rate.
With the BoQ Platinum Card you get a 21.74% pa Cash Advance Rate.
With the BoQ Platinum Card you get up to 55 Interest Free days.
The BoQ Platinum Card has a $199 Annual Fee.

Citibank Select Credit Card

  • visa
With the Citibank Select Credit Card you get a 20.74% pa Interest Rate.
With the Citibank Select Credit Card you get a Balance Transfer Rate of 6.90% pa for 9 months then any outstanding transferred balance will revert to Cash Advance Rate.
With the Citibank Select Credit Card you get a 21.24% pa Cash Advance Rate.
With the Citibank Select Credit Card you get up to 55 Interest Free days.
The Citibank Select Credit Card has a $700 Annual Fee.

Citibank Rewards Credit Card Classic

  • visa
With the Citibank Rewards Credit Card Classic you get a 20.99% pa Interest Rate.
With the Citibank Rewards Credit Card Classic you get a 21.74% pa Cash Advance Rate.
With the Citibank Rewards Credit Card Classic you get up to 55 Interest Free days.
The Citibank Rewards Credit Card Classic has a $89 Annual Fee.

Citibank Rewards Credit Card Platinum

  • visa
With the Citibank Rewards Credit Card Platinum you get a 20.99% pa Interest Rate.
With the Citibank Rewards Credit Card Platinum you get a Balance Transfer Rate of 0.90% pa for 9 months then any outstanding transferred balance will revert to Cash Advance Rate.
With the Citibank Rewards Credit Card Platinum you get a 21.74% pa Cash Advance Rate.
With the Citibank Rewards Credit Card Platinum you get up to 55 Interest Free days.
The Citibank Rewards Credit Card Platinum has a $199 Annual Fee.

Citibank Rewards Credit Card Signature

  • visa
With the Citibank Rewards Credit Card Signature you get a 20.99% pa Interest Rate.
With the Citibank Rewards Credit Card Signature you get a Balance Transfer Rate of 0.90% pa for 9 months then any outstanding transferred balance will revert to Cash Advance Rate.
With the Citibank Rewards Credit Card Signature you get a 21.74% pa Cash Advance Rate.
With the Citibank Rewards Credit Card Signature you get up to 55 Interest Free days.
The Citibank Rewards Credit Card Signature has a $395 Annual Fee.
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